AusPay Calculator

Free, privacy-friendly Australian take-home pay calculator for 2025–26. Estimate net pay with Stage 3 tax brackets, the Medicare levy, and the 12% Superannuation Guarantee.
AusPay Calculator is a free, privacy-friendly toolkit for Australian workers and job seekers. Estimate take-home pay for the 2025–2026 tax year using Stage 3 income tax brackets, the Medicare levy, 12% Superannuation Guarantee, and HECS deductions—an ATO-aligned salary engine with no sign-up.
Take-home calculator Exact Australian net pay with Stage 3 cuts, 12% super and HECS.
2025–26 tax rates ATO individual brackets: 16%, 30%, 37% and 45% marginal rates.

Official sources

ATO
Fair Work
APSC
MoneySmart

Page created with